Agreed. Documents that are shared in a chat are uploaded to onedrive. The question does not regard the chat messages but the documents shared in the chat. So A; OneDrive.
For 1:1 chat yes documents stores on OneDrive Account but question is about Team Chat sessions, it maybe a Team chat etc. If you share document in Team chat not a private 1:1 chat, files are stored at SharePoint, so For all Chat sessions, displayed answer seems correct.
Did you read the page you shared?
Protecting sensitive information in documents. Suppose that someone attempts to share a document with guests in a Microsoft Teams channel or chat, and the document contains sensitive information. If you have a DLP policy defined to prevent this, the document won't open for those users. Your DLP policy must include SharePoint and OneDrive in order for protection to be enforced.
Documents shared via Teams chat are uploaded to OneDrive.
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