A and b should not be needed so D https://learn.microsoft.com/en-us/office365/servicedescriptions/microsoft-365-service-descriptions/microsoft-365-tenantlevel-services-licensing-guidance/microsoft-365-security-compliance-licensing-guidance#licensing-for-retention-label-policies
If the retention policy location is Microsoft Teams chats, channels, or private channels, then the following licenses also provide user rights. The retention or deletion period must be more than 30 days for the plans that are underlined:
Microsoft 365 E5/G5/A5/E3/G3/A3/F3/F1, Business Basic, Business Standard, and Business Premium
https://learn.microsoft.com/en-us/office365/servicedescriptions/microsoft-365-service-descriptions/microsoft-365-tenantlevel-services-licensing-guidance/microsoft-365-security-compliance-licensing-guidance#microsoft-purview-data-lifecycle-management--microsoft-purview-records-management
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