I think it is A. The employer must provide the applicant with a copy of the report so they may have an opportunity to dispute the report. This would require a prompt notification from the employer. (See pg 381-382 in the 4th ed)
The FCRA imposes requirements on users to notify the consumer when an adverse action is taken. The term “adverse action” is defined very broadly to include all business, credit, and employment actions affecting consumers that can be considered to have a negative impact, such as denying or canceling credit or insurance, or denying employment or promotion.
I think it's D. Look at 1681b(b)(3). The requirement to provide the list of rights is there. But the scope requiring notice within 3 business days is so narrow it will exclude most types of jobs applied for.
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