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Exam CIPP-US topic 1 question 133 discussion

Actual exam question from IAPP's CIPP-US
Question #: 133
Topic #: 1
[All CIPP-US Questions]

What information did the Red Flag Program Clarification Act of 2010 add to the original Red Flags rule?

  • A. The most common methods of identity theft.
  • B. The definition of what constitutes a creditor.
  • C. The process for proper disposal of sensitive data.
  • D. The components of an identity theft detection program.
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Suggested Answer: B 🗳️
by Romeokton at Feb. 5, 2024, 10:11 a.m.

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Bhimesh
7 months, 2 weeks ago
Selected Answer: B
The Red Flag Program Clarification Act of 2010 was passed in response to concern that the definition of creditor extended to implicate unintended entities, such as attorneys and health providers, simply because they allow customers to pay their bills after the time of service
upvoted 1 times
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Romeokton
9 months, 3 weeks ago
Selected Answer: B
In 2010 it was determined that the Red Flags Rule does not apply to creditors who extend credit only for “expenses incidental to a service” (such as lawyers and health providers)
upvoted 2 times
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