Which of the following would best provide a sufficient consumer disclosure under the Fair Credit Reporting Act (FCRA) prior to a consumer report being obtained for employment purposes?
A.
A standalone notice document.
B.
A notice provision in a mailed offer letter.
C.
A notice provision in an electronic employment application.
D.
A verbal notice provided with a conditional offer of employment.
Complying with the FCRA
You must take certain steps before you can get a consumer report, and before and after you take an adverse action based on that report.
Before You Get a Consumer Report
You must:
Tell the applicant or employee that you might use information in their consumer report for decisions related to their employment. This notice must be in writing and in a stand-alone format.
https://www.ftc.gov/business-guidance/resources/using-consumer-reports-what-employers-need-know - A
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