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Exam CRCM topic 1 question 231 discussion

Actual exam question from ABA's CRCM
Question #: 231
Topic #: 1
[All CRCM Questions]

For how long must a bank keep records of transactions involving currency in amounts greater than $10,000?

  • A. Two years
  • B. Three years
  • C. Five years
  • D. Seven years
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Suggested Answer: C 🗳️

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Cam22
4 months ago
Selected Answer: C
The correct answer is C. Five years. Under the Bank Secrecy Act (BSA) regulations, financial institutions are required to retain records of transactions involving currency in amounts greater than $10,000 for a period of five years. This requirement helps in the investigation and prevention of money laundering and other financial crimes by ensuring that detailed transaction records are available for a significant period.
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