Exam CRCM topic 1 question 177 discussion

According to 12 CFR § 210.8 - Presenting noncash items for acceptance, The correct answers A and D. B cant the correct option because definition is: "The item may be presented elsewhere than at the residence or place of business of the payor; or"

The correct answer is D. A Reserve Bank may present a noncash item for payment if instructed to do so by the sender and if the date of payment of the item depends on presentment for acceptance. This stipulation means that if the timing for the payment of a noncash item is contingent upon it being presented for acceptance (for example, a draft that requires acceptance before it can be paid), then a Reserve Bank may handle its presentment in accordance with the sender's instructions. This process ensures that items which require acceptance to establish a payment date are properly presented, facilitating their eventual payment in accordance with the terms of the instrument.