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Exam CRCM topic 1 question 143 discussion

Actual exam question from ABA's CRCM
Question #: 143
Topic #: 1
[All CRCM Questions]

What may a creditor do if an applicant applies for individual unsecured credit?

  • A. A creditor may never require the signature of another person.
  • B. A creditor may ask for the signature of the applicant's spouse if the applicant is not creditworthy.
  • C. A creditor may require another signature if the applicant relies on jointly owned property to establish creditworthiness.
  • D. A creditor may ask the applicant to withdraw the application if it does not meet the creditor's credit standards.
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Suggested Answer: C 🗳️
by Cam22 at March 16, 2024, 3:03 a.m.

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Cam22
4 months ago
Selected Answer: C
C - question in guide
upvoted 1 times
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