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Exam CRCM topic 1 question 138 discussion

Actual exam question from ABA's CRCM
Question #: 138
Topic #: 1
[All CRCM Questions]

Which of the following actions is NOT an adverse action?

  • A. Refusal to grant credit on substantially the same terms and conditions as requested by the applicant
  • B. Termination of an account
  • C. Refusal to grant credit on the grounds that the lender does not offer the type of credit requested
  • D. Refusal to increase the amount of credit on an existing account after a request
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Suggested Answer: C 🗳️
by Cam22 at March 16, 2024, 2:50 a.m.

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Cam22
4 months ago
Selected Answer: C
C - The question is in the guide
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