exam questions

Exam CRCM All Questions

View all questions & answers for the CRCM exam

Exam CRCM topic 1 question 133 discussion

Actual exam question from ABA's CRCM
Question #: 133
Topic #: 1
[All CRCM Questions]

Which of the following transactions is subject to the provisions of Regulation O?

  • A. Time deposit account held by a director
  • B. Travel advance to an executive officer outstanding for less than 30 days
  • C. Extension of credit to a director of an unaffiliated, competing, noncorrespondent bank
  • D. Extension of credit to a member of the bank's board of directors
Show Suggested Answer Hide Answer
Suggested Answer: D 🗳️

Comments

Chosen Answer:
This is a voting comment (?). It is better to Upvote an existing comment if you don't have anything to add.
Switch to a voting comment New
Cam22
4 months ago
Selected Answer: D
Regulation O governs any extensions of credit to executive officers, directors, and principal shareholders of member banks, and their related interests. It's designed to prevent conflicts of interest and ensure that loans to insiders are made on terms no more favorable than those available to other customers. Therefore, the correct answer is D. Extension of credit to a member of the bank's board of directors. This option directly involves a transaction that Regulation O is intended to regulate, focusing on extensions of credit to insiders of the bank.
upvoted 1 times
...
Community vote distribution
A (35%)
C (25%)
B (20%)
Other
Most Voted
A voting comment increases the vote count for the chosen answer by one.

Upvoting a comment with a selected answer will also increase the vote count towards that answer by one. So if you see a comment that you already agree with, you can upvote it instead of posting a new comment.

SaveCancel
Loading ...
exam
Someone Bought Contributor Access for:
SY0-701
London, 1 minute ago