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Exam CRCM topic 1 question 86 discussion

Actual exam question from ABA's CRCM
Question #: 86
Topic #: 1
[All CRCM Questions]

A consumer reporting agency may furnish a consumer report

  • A. If not authorized in writing by the consumer
  • B. In response to a court order having jurisdiction or a subpoena issued by a federal grand jury or review or collection of an account of the consumer
  • C. In connection with a credit or insurance transaction
  • D. For employment purposes Before procuring a consumer report, an employer Must disclose to the individual in writing that a consumer report may be obtained Must obtain written authorization from the individual before procuring the report
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Suggested Answer: BCD 🗳️

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Cam22
4 months ago
Selected Answer: B
B. In response to a court order having jurisdiction or a subpoena issued by a federal grand jury or review or collection of an account of the consumer. Consumer reporting agencies may furnish a consumer report in response to a court order having jurisdiction or a subpoena issued by a federal grand jury or in connection with the review or collection of an account of the consumer.
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