exam questions

Exam CRCM All Questions

View all questions & answers for the CRCM exam

Exam CRCM topic 1 question 82 discussion

Actual exam question from ABA's CRCM
Question #: 82
Topic #: 1
[All CRCM Questions]

Content of notification to credit consumers must contain:

  • A. Statement of the action taken
  • B. Name and address of creditor
  • C. Statement of the specific reasons for the adverse action or a disclosure of the applicant's right to receive the specific reasons within 30 days of a request. The request for specific reasons must be made within 60 days of the receipt of the adverse action notice.
  • D. Statement of the specific reasons for the adverse action or a disclosure of the applicant's right to receive the specific reasons within 15 days of a request. The request for specific reasons must be made within 30 days of the receipt of the adverse action notice.
Show Suggested Answer Hide Answer
Suggested Answer: ABC 🗳️

Comments

Chosen Answer:
This is a voting comment (?). It is better to Upvote an existing comment if you don't have anything to add.
Switch to a voting comment New
Cam22
4 months ago
Selected Answer: C
This option aligns with the requirements for the content of notification to credit consumers as outlined in regulations such as the Equal Credit Opportunity Act (ECOA). It specifies the inclusion of a statement of the specific reasons for adverse action or information about the applicant's right to request those reasons within a certain timeframe.
upvoted 1 times
...
Community vote distribution
A (35%)
C (25%)
B (20%)
Other
Most Voted
A voting comment increases the vote count for the chosen answer by one.

Upvoting a comment with a selected answer will also increase the vote count towards that answer by one. So if you see a comment that you already agree with, you can upvote it instead of posting a new comment.

SaveCancel
Loading ...
exam
Someone Bought Contributor Access for:
SY0-701
London, 1 minute ago