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Exam CRCM topic 1 question 70 discussion

Actual exam question from ABA's CRCM
Question #: 70
Topic #: 1
[All CRCM Questions]

The Equal Credit Opportunity Act (ECOA) was enacted in 1974 to prevent discrimination in credit transactions. In 1975 the act was amended. Which of the following prohibited base/s are now included in it?

  • A. National origin
  • B. Exercise of rights under the Consumer Credit Protection Act
  • C. Receipt of public assistance income
  • D. All of these
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Suggested Answer: D 🗳️

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Cam22
4 months ago
Selected Answer: D
The Equal Credit Opportunity Act (ECOA) was indeed enacted in 1974 to prevent discrimination in credit transactions. In 1975, the act was amended to include additional prohibited bases, such as national origin, the exercise of rights under the Consumer Credit Protection Act, and receipt of public assistance income.
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