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Supervisory review should also be the part of Subprime Mortgage Lending. It should review:
A.
Regulatory agencies will continue to focus on risk management review and consumer compliance processes
B.
Hiring and Training of personnel
C.
Agencies will continue to take action against institutions that violate consumer protection laws or fair lending laws or that engages in unfair or deceptive acts or practices or in unsafe or unsound lending practices
This option directly addresses the supervisory focus on enforcing compliance with consumer protection and fair lending laws, as well as taking action against institutions involved in unfair, deceptive, or unsafe lending practices. Supervisory reviews in subprime mortgage lending emphasize ensuring that institutions adhere to legal and regulatory standards to protect consumers and maintain the integrity of the financial system.
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